New and Used Auto Loans
Terms
Up to 72 months on new or used autos
Up to 90 days to make your first payment
Features
Financing up to 100% of purchase price or MSRP/NADA retail
Low interest rates and flexible terms
Make your payments electronically through Home Banking or TouchTone Teller
First Time Buyer/College Graduate
Limited or no credit...not a problem! Community Horizon Auto Program is for stable first-time
borrowers with limited credit or recent college graduates with no credit. There are fantastic loan
rates with the option to finance through direct or indirect lending.
Payment Advantage Auto Loans
A great way to finance your new car!
Payments as much as 50% lower than other conventional loans. You will own your car unlike a
lease. At the end of the term, you can:
Sell your car and keep the equity
Keep your car and pay or refinance the loan
Trade your car and use your equity towards the new car
Return your car to Community Credit Union or a Payment Advantage office anywhere in the U.S.
Financing up to 100% of purchase price or MSRP/NADA retail makes it easy to upgrade your car choice.
Payment Advantage give you extras like:
Terms from 24 months up to 72 months
Gap Insurance included at no charge
Guaranteed Residual Value included at no charge
Flexible mileage options - starting at 18,000 miles
Skip-A-Payment Program
A little short on cash for the month or just want to spend the money elsewhere?
Why not Skip-A-Payment?
The skipped payment will simply be tacked onto the end of your loan and best of all, will not reflect
negatively on your loan payment history.
Contact a Community Credit Union representative for more details.
*To be eligible a loan must be on the books for a minimum of 12 months, no late
payments within those 12 months and it must be current.
Signed paperwork must be received within 10 days of the due date.
One Skip-A-Payment allowed per every 12 months, per loan.
Skipped payment will lengthen loan terms by one month.
Not applicable on Mortgages (first and second liens).
Lines of Credit, Home Equity Loans, Home Equity Line of Credit Loans, Home Improvement Loans, Leases
and Balloon Notes. Subject to approval.
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